Your antenna is probably working a bit better than your buddies in doing what it should do. A 1/4 wave antenna shows a natural end-impedance of about 38 ohms and this will produce a SWR match of about 1.3 when the radiator and the ground plane are in good order. It is hard to tell what the ground plane is in a mobile. So if your full length 1/4 antenna is showing a lower than 1.3, and if you are able to improve the GP somehow, you will likely see a little increase in the SWR and that is good, not bad like most folks think.
Shorter mobiles typically use a small coil to help improve the match of a shortened antenna and it can also be done to make the match show a perfect match at the radio and that is good for their business and your radio, but it is a compromise and to accomplish this low SWR reading the antenna losses are basically being increased a little bit. We're not talking about much so it is not a worry, you won't even be able to measure or detect it in operations probably.
Again, there is not much difference in results so I would not worry about either of your setups as long as the TX/RX seems to be doing OK.
If both you guys just want to test your rigs a little more and get a better understanding, then get you a cheap Field Strength meter that will respond to your mobile antennas, figure out what it does, and then set up your mobiles in a way that you can compare signals that way. There may be enough difference in a lossy SWR reading and one that is not to see the difference on a FSM.
Good luck.