Radio Financing

[Blitz]

Actually I just set up financing through affirm during checkout on my store at blitzradios.com any order over $50 can be financed. For access to our amp section use BlitzRadios2021!! Obviously there is interest associated with this but in most cases its a few bucks and thats why we went with affirm. This also allows the customer to deal directly with affirm.
Stop by blitzradios.com

 

[Blitz]

Dx engineering will if you get their cc

Yeah, I have one, thats very dangerous lololol the interest rate seems high to me, getting it paid off and shutting it down.

 

[groundwire]

Another way to finance radio gear is thru paypal credit. Suuuper easy to get and the interest rate is 0% if you pay the purchase off with in 6 months. Plus most people take paypal so its a win win really.

 

[Blitz]

Yeah I had PayPal credit in the past also, its an alright option but your financing starts at $99 or more and its a hard hit on your credit report. That's the biggy lets be honest if your credit is already somewhat questionable the last thing you need is a hit on your credit report and not get approved. That's like adding insult to injury LOLOLOL.

This is why I got away from them:

• For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 9/1/2020 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.
• If you miss a payment your late fee could be up to $40, even less if it's your first time.

I love the "even less if it's your first time." to soften the blow LOLOLOLOL.

Although the 6 months interest free is very enticing very few actually make it to that and they get you hooked in by increasing your line of credit in those 6 months increasing your balance and rolling you into a 24% interest obligation. That's why I don't offer it on my store, I think its very predatory. I have walked down that road and don't buy into the monolith credit institutions offering you a "Good Deal". Everyone is going try and make money off of you but when it comes to financing and credit cards its best to do your research and go with the lesser of the evils. Or you can do as the few smart ones among us and pay cash for the things you can afford.

 

[weatherman]

Have used Paypal for almost everything I purchase online. Have not paid a penny in intrest and have a 848 FICA score. You just have to make sure you pay your debt.

 

[Rwb]

save up,pay cash . no regrets.when a hobby becomes on credit you got money problems wait up n save up

 

[Captain Kilowatt]

save up,pay cash . no regrets.when a hobby becomes on credit you got money problems wait up n save up

Agreed. I have never bought a toy or taken a trip that was not paid for completely up-front in advance. I figured if I didn't have the money at the time then I really could not afford it and had no business running up debt for toys or a trip.

 

[groundwire]

Have used Paypal for almost everything I purchase online. Have not paid a penny in intrest and have a 848 FICA score. You just have to make sure you pay your debt.

Exactly, same here, or on my cc. I could buy my stuff all cash at one time but that benefits my credit rating in no way.

 

[Rwb]

Agreed. I have never bought a toy or taken a trip that was not paid for completely up-front in advance. I figured if I didn't have the money at the time then I really could not afford it and had no business running up debt for toys or a trip.

i see people buying petty items on credit,then here they come asking me for a loan till next friday. ive helped a few but i take merchandice for good faith they pay by a set date. main reason i do is kids are hungry